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It is a type of unsecured loan and helps to meet your current financial needs. You don’t need any security/collateral while availing it. Personal Loan is your solution for instant cash and can be used for travelling, wedding, medical emergency, or anything else.
A Business Loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. Banks and other financial institutions are there to provide you with a suitable lending assistance.
Home Loan is a Secured loan offered against the security of a house/property which is funded by the banks and NBFCs the property could be a personal property or a commercial one. Home loans consist of an adjustable or fixed interest rate and payment terms.
Loan Against Property belongs to the secured loan category where the borrower gives a guarantee by using his property as security. Banks and financial institutions offer this LAP, which can either be residential/commercial property or a piece of land.
Credit Card also termed as plastic money allows the cardholders to pay later for the purchases made now. In short it offers interest free credit facility to the cardholders for a pre-defined period of time. Cards have been popular because of their convenience.